Chronic care management

Chronic care management, run every month without adding staff hours.

Chronic care management (CCM) pays primary care and behavioral health practices to look after patients with two or more chronic conditions between visits. Most practices that qualify never bill it, because the monthly outreach, check-ins and documentation take more staff time than they have. This page explains how CCM works under the 2026 Medicare Physician Fee Schedule, and how Vybz AI care teams take on the work around it so your clinical staff can focus on the time that counts.

Updated October 2026 for the CY 2026 Medicare Physician Fee Schedule

2+
chronic conditions expected to last 12 months or more
20 min
of clinical staff time a month for code 99490
$66.13
CY 2026 national rate for 99490, before local adjustment
1
practitioner can bill CCM for a patient each month

What is chronic care management?

CMS defines chronic care management as managing a patient's multiple (two or more) chronic conditions that are expected to last at least 12 months, or until death, and that place the patient at significant risk of death, acute exacerbation or decompensation, or functional decline. It is care that happens between office visits: checking in, reconciling medications, coordinating with specialists and community services, and keeping a care plan current.

CMS lists examples of qualifying conditions that include Alzheimer's disease and related dementia, arthritis, asthma, atrial fibrillation, cancer, cardiovascular disease, COPD, depression, diabetes, hypertension, HIV/AIDS, and substance use disorders. Behavioral health conditions count, which matters for integrated primary care and psychiatry practices.

What Medicare requires before you bill

  • An initiating visit for new patients or patients not seen in the past year: a comprehensive E/M visit (levels 2 to 5), an annual wellness visit, or an initial preventive physical exam.
  • Consent, written or verbal, documented in the record. The patient is told that CCM is available, that cost sharing may apply, that only one practitioner can bill CCM in a month, and that they can stop at any time. Consent is collected once unless the patient changes CCM practitioner.
  • A comprehensive care plan kept electronically, based on a physical, mental, cognitive, psychosocial, functional, and environmental assessment, with a copy given to the patient.
  • Certified EHR technology for the patient's demographics, problems, medications, and allergies.
  • 24/7 access to a practitioner or clinical staff for urgent needs, and continuity with a designated member of the care team.

CCM can be billed by physicians, nurse practitioners, physician assistants, clinical nurse specialists, and certified nurse-midwives. Clinical staff time is furnished under general supervision, so the billing practitioner does not need to be physically present.

CCM codes and 2026 Medicare rates

The CCM codes are time based and billed once per calendar month. The amounts below are CY 2026 national allowed amounts in a non-facility setting. Medicare pays 80% and the patient owes 20% after the Part B deductible.

CY 2026 national non-facility allowed amounts, calculated from the CMS RVU file multiplied by the $33.4009 conversion factor. Actual payment varies by locality.
CodeWhat it covers2026 rate
99490Clinical staff time, first 20 minutes in the month$66.13
99439Clinical staff time, each additional 20 minutes$50.44
99491Physician or qualified professional personally, first 30 minutes$89.18
99437Physician or qualified professional, each additional 30 minutes$63.13
99487Complex CCM, first 60 minutes of clinical staff time$144.29
99489Complex CCM, each additional 30 minutes$78.16

Complex CCM also requires moderate or high complexity medical decision making. For a single high-risk condition, principal care management (codes 99424 to 99427) applies instead. The 2026 CCM billing guide covers the full code set, what cannot be billed in the same month, and the documentation an auditor looks for.

Why most eligible practices never bill CCM

The revenue is real, but so is the work. Every enrolled patient needs a monthly touchpoint, a reviewed care plan, a record of who did what and for how long, and a path to a clinician when something changes. For a practice with a few hundred eligible patients, that is a full-time coordinator before a single claim goes out.

The usual answers each have a catch. Hiring a care coordinator is slow and expensive. Outsourcing to an offshore call center is not allowed: CMS does not pay for CCM furnished by people located outside the United States. And handing CCM entirely to a third party with little oversight from the billing practitioner is exactly what CMS says should not be billed.

How a Vybz AI care team runs CCM with your staff

Vybz gives a practice an AI care team led by Luna, our AI practice manager, that works inside the EHR, inbox, and phone line you already use. It does the repetitive work around CCM so your clinical staff spend their time on the conversations and decisions that are billable. Our team sets up the workflow with you, so it matches how your practice already runs CCM.

What the AI care team can take on

  • Finding patients who likely qualify, from the problem lists already in your EHR, for a clinician to confirm.
  • Explaining CCM to patients and recording their consent answers for your staff to verify and sign off.
  • Between-visit check-ins by text, with answers summarized in the record and anything concerning routed to a person the same day.
  • Answering patient messages at any hour and sending urgent needs straight to your on-call clinician.
  • Preparing each month's list of who still needs a touchpoint, and the notes your staff need before they call.

What stays with your clinical staff

  • The clinical conversations and care plan decisions, which are the time that counts toward 99490 and 99439.
  • Confirming eligibility and consent, and the time logs that go with each claim.
  • Every clinical judgment. Luna escalates; she does not diagnose or change treatment.

CCM or APCM?

Since January 2025, practices that are responsible for a patient's primary care can bill advanced primary care management (APCM) instead: three monthly codes with no time requirement. The same practitioner cannot bill CCM and APCM for a patient in the same month, so most primary care practices will choose one model per patient. Our APCM guide compares the two and explains the new 2026 behavioral health add-on codes.

See how many of your patients qualify

Bring a de-identified problem list or a rough patient count, and we will walk through how Vybz runs CCM outreach and check-ins alongside your staff.

Talk to our team

Sources

  1. CMS MLN booklet: Chronic Care Management Services (MLN909188, June 2025)
  2. CMS: Frequently Asked Questions about Practitioner Billing for CCM Services
  3. Federal Register: CY 2026 Physician Fee Schedule final rule (90 FR 49266)
  4. CMS Physician Fee Schedule relative value files (RVU26)
  5. Medicare.gov: Chronic care management services
  6. 42 CFR 410.26: Services and supplies incident to a physician's professional service

This guide is general information, not billing or legal advice. Payment amounts are national averages before geographic adjustment; confirm local rates with your Medicare Administrative Contractor.

APCM guide2026 CCM billing guideMeet LunaOur AI agents

FAQ

Frequently asked questions.

Chronic care management (CCM) is a Medicare-covered service for patients with two or more chronic conditions expected to last at least 12 months that put them at significant risk. The practice provides care between visits, such as check-ins, medication reconciliation, care coordination and a maintained care plan, and bills monthly using time-based codes such as 99490.

For CY 2026 the national non-facility allowed amount for 99490 (the first 20 minutes of clinical staff time in a month) is about $66.13, and each additional 20 minutes (99439) is about $50.44. Complex CCM (99487) is about $144.29. These are national figures calculated from the CMS relative value file and the $33.4009 conversion factor; actual payment varies by locality.

Yes. Before billing, the practice must get and document written or verbal consent, after telling the patient about the service, possible cost sharing, that only one practitioner can bill CCM in a month, and that they can stop at any time.

No. CMS counts only time spent by clinical staff who meet the incident-to rules. Time an AI tool spends messaging patients or preparing notes does not count toward 99490, 99439, 99487 or 99489. AI helps by taking on the surrounding work so clinical staff have more time for billable care.

Clinical staff can furnish CCM under general supervision, but CMS says the billing practitioner must stay involved, and that CCM should not be billed when a third party provides it with little oversight or clinical integration. CCM furnished by people outside the United States cannot be billed.

CCM is time based and billed per 20 or 30 minute block. APCM, available since January 2025, pays a monthly amount by patient complexity with no time requirement, for practices responsible for the patient's primary care. The same practitioner cannot bill both for one patient in the same month.